Banking and Finance
At Muma & Kanjama Advocates, our Banking and Finance practice delivers comprehensive, strategic, and results-driven legal solutions to banks, financial institutions, corporations, and investors across Kenya. We combine technical expertise, commercial insight, and hands-on experience to provide fast, effective, and reliable legal support in all aspects of banking, finance, and financial transactions.
Our team is diverse, highly skilled, and deeply knowledgeable in Kenya’s banking and finance landscape. We have successfully advised and represented some of the top banks and financial institutions in the country, as well as corporates engaging in complex financing, debt structuring, and cross-border transactions. With our client-focused approach, we ensure faster transaction turnaround, risk mitigation, and full regulatory compliance, helping clients achieve their business goals efficiently.
Banking and Finance Services
Our practice covers a wide spectrum of banking and financial legal services, including:
- Loan and Credit Documentation – We draft, review, and negotiate facility agreements, syndicated loans, revolving credit facilities, and structured finance arrangements, ensuring that all agreements are legally sound and commercially viable.
- Securities Perfection and Registration – We prepare and register charges, mortgages, debentures, guarantees, and other security instruments with meticulous attention to detail, helping lenders secure their interests and ensuring enforceability under Kenyan law.
- Debt Recovery and Enforcement – We represent lenders and financial institutions in recovering non-performing loans, foreclosures, and enforcement of securities, safeguarding clients’ financial positions while minimizing litigation exposure.
- Banking Litigation and Dispute Resolution – Our team handles complex financial disputes,representing clients before the High Court, Court of Appeal, and in alternative dispute resolution forums such as arbitration and mediation.
- Regulatory Compliance and Advisory – We provide guidance on compliance with the Central Bank of Kenya (CBK) regulations, Capital Markets Authority (CMA) rules, and other statutory requirements, ensuring that clients operate within the law while optimizing their financial strategies.
- Corporate and Project Finance – We structure financing for large-scale infrastructure, energy, real estate, and industrial projects, including advisory on risk allocation, security packages, and contractual obligations.
- Mergers and Acquisitions (M&A) Advisory – We assist with financial structuring, due diligence, and legal support for cross-border and domestic mergers, acquisitions, and corporate restructuring.
- Islamic Finance and Alternative Financing Structures – We advise on Shari’ah-compliant finance instruments and emerging financing models, supporting innovation in the financial sector.
By providing end-to-end legal support, from transaction inception to post-closing enforcement, we ensure that all aspects of banking and finance engagements are handled professionally, efficiently, and with strategic foresight.
Why Clients Choose Muma & Kanjama Advocates
- Proven Track Record – We have successfully advised, structured, and completed complex financing transactions for top-tier banks, financial institutions, and corporates.
- Strategic Advisory – Our legal advice is always aligned with business objectives, helping clients achieve optimal outcomes while minimizing risk.
- Sectoral Expertise – From banking and insurance to energy, real estate, technology, and infrastructure, we bring multi-sectoral insight to every transaction.
- Client-Centric Approach – We work closely with clients, tailoring solutions to their specific needs, priorities, and timelines.
- Comprehensive Coverage – From loan documentation and securities perfection to debt recovery and regulatory compliance, our team offers full-spectrum banking and finance legal services.